Fight strategies for better surviving in Darkfall

Since the world of darkfall is brutal and unforgiving, a player can easily be seriously attacked by enemies who hide secretly behind every bush. In order to better survive in Darkfall, here is a collecting of strategies.
Bank often: a player is suggested to go back to town as often as possible. Items in his bank can no be looted by anyone, which is unlike items that are carried around with a player. So do not take more than a player needs. Moreover, a player is commented to carry items that he can afford to lose or be looted. A play prefers dressing up in full plate which he can afford to wearing lower quality armor. This is not advisable. A player can afford to buy good armor but maybe can not afford to lose it. So at the moment, a player had better wear lower quality armor often offering similar protection at a fraction of the cost